Property
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									July 08, 2025
									Insurer Fights Coverage For $13M Townhome Arbitration RowAn insurer told a Washington federal court it has no duty to defend or indemnify a developer facing a nearly $13 million arbitration demand from a construction lender, which claims the developer misrepresented the completion of underground facilities at a Seattle townhome project while requesting funds for the work. 
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									July 08, 2025
									Insurer, Guam School Settle Typhoon Coverage FightThe owner of a high school in Guam and its property insurer resolved their coverage dispute over the owner's claims the insurer underpaid its more than $5.1 million typhoon damage claim in bad faith, in part through allegedly "causing delay," the parties told a Guam federal court. 
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									July 07, 2025
									Fla. Condo Says Chubb Insurer Lowballed Hurricane ClaimA nonprofit Florida condominium owner is urging a federal court to reject a Chubb subsidiary's final summary judgment bid against the nonprofit's hurricane coverage suit, arguing that the insurer offered only $23,801 for property damage that eventually resulted in the nonprofit receiving an award of more than $7.2 million. 
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									July 07, 2025
									Ga. Property Owner, Insurer Settle Burst Pipe Coverage SuitA property owner and its insurer have agreed to settle a lawsuit in which the owner alleged it should have received coverage under a more than $30 million policy despite the insurer receiving late notice of property damage caused during a 2022 winter freeze. 
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									July 03, 2025
									Hawaii Insurer Claims Defense Failures In Slip-And-Fall SuitHiscox Insurance Co. failed to meet its obligation to contribute to a Hawaii-based restaurant property manager's defense against a slip-and-fall suit, the manager's insurer told a Hawaii federal court. 
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									July 03, 2025
									The Firms That Won Big At The Supreme CourtThe number of law firms juggling three or more arguments before the U.S. Supreme Court this past term nearly doubled from the number of firms that could make that claim last term. 
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									July 03, 2025
									Breaking Down The Vote: The High Court Term In ReviewThe U.S. Supreme Court once again waited until the term's closing weeks — and even hours — to issue some of its most anticipated and divided decisions. 
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									July 02, 2025
									State Farm Investigation In Calif. Spotlights Adjuster IssuesA California regulatory investigation into State Farm's California subsidiary is spotlighting common issues in the insurance recovery process following major disasters, but experts also say that the insurer's high level of exposure opened it up to more consumer scrutiny. 
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									July 02, 2025
									Local Restrictions In New Fla. Hurricane Law Cause FrictionThe Florida Senate hailed the signing late last week of a wide-ranging bill aimed at bolstering the state's handling of hurricanes, but a legal battle could lie ahead, as Gov. Ron DeSantis provided his signature over objections that portions will trample on local governments' authority to regulate land use and development in their own communities. 
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									July 02, 2025
									Q&A: Policyholder Atty On Career Win Against Calif. FAIR PlanA major ruling last week that fire insurance offered by California's insurer of last resort doesn't meet minimum standards under state law should redefine the conversation around what constitutes insurable fire risk, according to one of the plaintiff's lawyers. Here, Law360 talks to policyholder attorney Dylan Schaffer of Kerley Schaffer LLP about the decision and case he regards as the most meaningful in his career. 
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									July 02, 2025
									Auto Dividend Policies Can Be A Win For Drivers And InsurersDividend policies from auto insurers can offer carriers more premiums up front, strengthening their bottom line, while encouraging drivers to be more risk-averse once they have a vested interest in receiving significant dividends, carrier-side attorney Michael Savett of Butler Weihmuller Katz Craig LLP told Law360. Here, Savett discusses the particulars of such policies. 
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									July 02, 2025
									Marsh Says Brokerage Poached Employees, ClientInsurance brokerage Marsh told a New York federal court that a competing brokerage orchestrated a scheme with former Marsh employees to steal clients in its surety business, noting that the competitor has faced over 70 other similar lawsuits. 
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									July 02, 2025
									Houston Rodeo Says Unique Policy Means COVID CoverageThe Houston Livestock Show and Rodeo is asking an appellate court to reverse a summary judgment win in favor of its insurer, arguing two provisions of its policy mean it's covered for business losses it sustained during the COVID-19 pandemic. 
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									July 02, 2025
									Kenyan Firm's Boeing Crash Fee-Sharing Suit Is TossedAn Illinois federal judge has thrown out a suit by a Kenyan firm alleging that an Illinois firm wrongly pushed it out of a fee-sharing agreement stemming from a settlement with Boeing over the 2019 Ethiopian Airlines 737 Max crash, finding some of the claims fall under Illinois' litigation privilege, while the rest are unsupported by the complaint. 
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									June 27, 2025
									Insurer Seeks End Of Golf Co.'s $3.1M Hurricane ClaimA property insurer for a golf course owner told a North Carolina federal court it should toss the owner's claims that the insurer failed to pay an additional $3.1 million in coverage for Hurricane Helene-related damage in bad faith, saying it failed to back up such claims with specific factual allegations. 
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									June 27, 2025
									Insurer Asks Court To Sort Out Paying Of $4.1M SettlementAn insurer asked a California federal court to decide who should receive a $4.1 million settlement of a homeowner's fire claims, saying it could not determine who was entitled to the payment because of a number of lien notices filed as the settlement was finalized. 
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									June 26, 2025
									Calif. FAIR Plan Fire Policy Is Unlawful, Court RulesFire insurance offered by California's insurer of last resort does not meet the minimum coverage standards laid out in the state insurance code, a California state court ruled, finding the policy's definition of "direct physical loss" and its smoke damage provision to be unlawfully restrictive. 
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									June 26, 2025
									Iran Volatility Implicates Range Of Trade Coverages, Pros SayA growing market for insurance meant to protect companies from trade disruptions could help a wide array of industries cover risks associated with military hostilities in Iran and Israel, but experts caution that there are important limits to such coverages. 
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									June 26, 2025
									Insurance Litigation Week In ReviewState Farm will likely face class certification in a California federal homeowners insurance case, the Ninth Circuit sought input from New York's top court over automakers' duties, and a New York federal court sided with a policyholder in coverage litigation over corporate sale and merger transactions. Here, Law360 takes a look at the past week's top insurance news. 
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									June 26, 2025
									Insurance May Not Solve Swalwell's DOJ ConcernsU.S. Rep. Eric Swalwell’s decision to obtain liability insurance amid concerns of arrest and legal action from the Trump administration could encourage other public officials to follow suit, but questions remain over whether potential claims will fall within the scope of coverage, experts say. Here, policyholder attorneys share their thoughts on public officials shielding themselves with individual liability policies. 
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									June 25, 2025
									Texas Clinic Says Insurer Owes $2M For Hurricane DamageA hospital clinic accused its insurer in Texas federal court Wednesday of severely underpaying its hurricane claim following a "substandard, cursory inspection" ignoring "obvious" damages, saying it only offered to cover roughly $3,500 worth of damage to a ventilation unit while the other damage totaled nearly $2.3 million. 
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									June 25, 2025
									Title Resources Group Names New NC Underwriting CounselInsurance underwriter Title Resources Group announced on Wednesday that it has added attorney Natasha Branch as vice president of education and underwriting counsel for North Carolina. 
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									June 24, 2025
									1st Circ. Undoes Inflated Biz Interruption Award For Drink Co.A Puerto Rico federal court wrongly maintained an award against an insurer that exceeded a beverage manufacturer's actual business income and extra expenses losses and was not supported by evidence at trial, the First Circuit held, reducing the total award from $1 million to approximately $686,000. 
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									June 24, 2025
									Pollution Exclusion Applies Without Exception, AIG Unit SaysAn AIG unit urged the Illinois Supreme Court to find that a permit or regulation allowing a company to discharge toxins into the environment has no bearing on the application of a pollution exclusion, saying "pollution is pollution" regardless of government authorization. 
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									June 20, 2025
									2nd Circ. Backs Chubb's Win In $49M Sandy Coverage FightThe Second Circuit on Friday cemented a Chubb unit's win in a decade-long dispute over a chocolatier's bid for an additional $49 million in coverage for Superstorm Sandy losses, affirming a decision denying the chocolatier's requests to set aside a jury verdict or hold a new trial. 
Expert Analysis
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								How Texas Bill Would Transform Noneconomic Damages  Large noneconomic damage awards in personal injury cases have grown exponentially in Texas in recent years, but newly introduced legislation would cap such damages, likely requiring both the plaintiff and defense bars to recalibrate their litigation strategies, say attorneys at Norton Rose. 
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								4 Holiday Movies Full Of Cheer And Subrogation Scenarios  While holiday movies are known for spreading cheer and inspiring nostalgia, for insurance professionals they may also offer an unlikely, yet fascinating, look at subrogation recovery potential, says Dana Meyers at Cozen O'Connor. 
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								How Attorneys Can Master The Art Of Eye Contact At Trial  As a growing body of research confirms that eye contact facilitates communication and influences others, attorneys should follow a few pointers to maximize the power of eye contact during voir dire, witness preparation, direct examination and cross-examination, says trial consultant Noelle Nelson. 
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								Teaching Your Witness To Beat The Freeze/Appease Response  In addition to fight-or-flight, witnesses may experience the freeze/appease response at trial or deposition — where they become a deer in headlights, agreeing with opposing counsel’s questions and damaging their credibility in the process — but certain strategies can help, says Bill Kanasky at Courtroom Sciences. 
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								Think Like A Lawyer: 1 Type Of Case Complexity Stands Out  In contrast to some cases that appear complex due to voluminous evidence or esoteric subject matter, a different kind of complexity involves tangled legal and factual questions, each with a range of possible outcomes, which require a “sliding scale” approach instead of syllogistic reasoning, says Luke Andrews at Poole Huffman. 
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								What Insurers Need To Know About OFAC's Expanded FAQs  The Office of Foreign Assets Control's recently expanded insurance FAQs clarify how OFAC views insurance policies in a number of specific circumstances involving sanctioned parties, and make plain that sanctions compliance is the responsibility of all participants in the insurance ecosystem, including underwriters, brokers and agents, say attorneys at Morgan Lewis. 
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								Nevada Justices Could Expand Scope Of Subrogation Claims  The Nevada Supreme Court's recent decision to hear North River Insurance v. James River Insurance could expand the scope of equitable subrogation claims in the state by aligning with the California standard, which doesn't require excess insurers to demonstrate damages, says Daniel Heidtke at Duane Morris. 
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								A View Into NY's New Business Interruption Insurance Law  In response to businesses' economic challenges during the pandemic, New York recently allowed the issuance of stand-alone business interruption insurance coverage, and while pricing and insurer participation questions remain, the product stands to benefit business owners and the state economy, say attorneys at Saxe Doernberger. 
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								California Supreme Court's Year In Review  Attorneys at Horvitz & Levy highlight notable decisions on major questions from the California Supreme Court's last term, including voter initiatives, hostile work environment and the economic loss rule. 
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								8 Tech Tips For Stress-Free Remote Depositions  Court reporter Kelly D’Amico shares practical strategies for attorneys to conduct remote depositions with ease and troubleshoot any issues that arise, as it seems deposition-by-Zoom is here to stay after the pandemic. 
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								Hurricane Coverage Ruling Clarifies Appraisal Scope In Fla.  In a case involving property insurance for hurricane damage, a Florida federal court recently enforced policy limits despite an appraisal award exceeding those limits, underscoring the boundaries between valuation and coverage — a distinction that provides valuable guidance for insurers handling post-catastrophe claims, says Tiffany Bustamante at Cozen O’Connor. 
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								4 Ways Attorneys Can Emotionally Prepare For Trial  In the course of litigation, trial lawyers face a number of scenarios that can incite an emotional response, but formulating a mental game plan in advance of trial can help attorneys stay cool, calm and collected in the moment, says Rachel Lary at Lightfoot Franklin. 
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								Presidential Campaign Errors Provide Lessons For Trial Attys  Vice President Kamala Harris’ presidential campaign employed numerous strategies that evidently didn’t land, and trial attorneys should take note, because voters and jurors are both decision-makers who are listening for how one’s case presentation would affect them personally, says Reuben Guttman at Guttman Buschner.