Law360 Insurance Authority: Insurance Authority Property /insurance-authority/property?utm_source=rss&utm_medium=rss&utm_campaign=section Latest articles for: Insurance Authority Property Copyright 2025 sa¹ú¼Ê´«Ã½. en-US Mon, 24 Nov 2025 16:27:11 +0000 Pulte Settles Shoddy Construction Insurance Coverage Suit /insurance-authority/property/articles/2414694?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2414694 Two subsidiaries of homebuilding giant PulteGroup Inc. have agreed to settle their suit in New Mexico federal court against a group of insurers that allegedly didn't want to defend the Pulte companies from defective construction claims filed by homeowners, according to a court notice. Mon, 24 Nov 2025 14:58:03 +0000 Insurer Says Bio-Lab Owes $20M For 2024 Chemical Plant Fire /insurance-authority/property/articles/2414723?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2414723 A Hanover Insurance unit is owed more than $20 million from chemical manufacturer Bio-Lab Inc. and its parent companies for past and future payments made to an HVAC supply company whose property was damaged by a chemical plant fire last year, the insurer told a Georgia federal court. Fri, 21 Nov 2025 20:04:21 +0000 Judge Blocks Meritage's Bid To Split Defect Coverage Claims /insurance-authority/property/articles/2414172?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2414172 A Texas federal court has refused to separate claims for stucco home construction defects, which it previously held are covered under Meritage Homes' policies with AIG, from claims that have yet to be resolved or asserted in a coverage dispute over $11 million in underlying settlements. Fri, 21 Nov 2025 14:22:13 +0000 How Trial Attys Can Sidestep Opponents' Negative Frames /insurance-authority/property/articles/2405953?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2405953 In litigation, attorneys often must deny whatever language or association the other side levies against them, but doing so can make the associations more salient in the minds of fact-finders, so it’s essential to reframe messages in a few practical ways at trial, says Ken Broda-Bahm at Persuasion Strategies. Thu, 20 Nov 2025 22:08:30 +0000 Texas Camp May Struggle To Get Coverage After Flood Deaths /insurance-authority/property/articles/2413730?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2413730 Several wrongful death lawsuits brought against Camp Mystic after a series of deadly floods swept through Texas Hill Country in July have the potential to implicate the camp's general liability insurance program, but whether the camp can secure coverage constitutes a greater challenge, experts say. Thu, 20 Nov 2025 18:35:13 +0000 NC Hotel Owner Says Insurer Botched Tornado Damage Claim /insurance-authority/property/articles/2413649?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2413649 An insurer failed to conduct a meaningful investigation of a North Carolina hotel's claim for tornado damage, the property owner alleged in a suit removed to federal court, saying the insurer issued a "puzzling" coverage denial referencing damage at a property 150 miles away and a workplace injury in Florida. Thu, 20 Nov 2025 17:08:55 +0000 Insurance Litigation Week In Review /insurance-authority/property/articles/2413826?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2413826 The Pennsylvania Supreme Court heard oral arguments in a dispute over coverage for sex-trafficking suits, the Illinois Supreme Court questioned whether regulatory permits override pollution exclusions, and the Eighth Circuit affirmed an apartment owner's $27 million jury award for fire damage. Thu, 20 Nov 2025 13:21:03 +0000 AI Chatbots Spark Coverage Concerns Over Privacy Claims /insurance-authority/property/articles/2413650?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2413650 Artificial intelligence-powered chatbots are raising novel concerns about potential privacy violations under federal and state wiretapping and eavesdropping laws, prompting questions about coverage for such claims, a policyholder attorney told Law360. Here, Stephanie E. Gee of Reed Smith LLP breaks down the issue. Wed, 19 Nov 2025 15:21:18 +0000 Progressive Wins Appeal In Bad Faith Insurance Dispute /insurance-authority/property/articles/2412081?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2412081 The Eleventh Circuit has affirmed a win for Progressive Insurance in a bad faith dispute after finding that the trial court did not err in excluding evidence of the insured's previous win on breach of contract claims from the bad faith trial. Tue, 18 Nov 2025 20:46:47 +0000 Fla. Condo Says Insurers Handled Storm Claim In Bad Faith /insurance-authority/property/articles/2412525?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2412525 A group of property insurers acted in bad faith by failing to properly, timely and fairly adjust a claim for damage caused by Hurricane Sally in 2020, the owner of a Pensacola condominium complex told a Florida federal court. Tue, 18 Nov 2025 17:22:16 +0000 Ill. Justices Mull If Permits Override Pollution Exclusions /insurance-authority/property/articles/2412259?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2412259 Counsel for a sterilization company and its former parent seeking defense costs for hundreds of lawsuits over ethylene oxide emissions at a suburban Chicago facility urged the Illinois Supreme Court on Tuesday to find a pollution exclusion in their insurance policy doesn't apply to emissions allowed under a state permit, insisting the policyholders are not polluters under Illinois law or "in the general sense of the word." Tue, 18 Nov 2025 17:10:50 +0000 Ill. State Farm Suit Tests State Insurance Data Demand Limits /insurance-authority/property/articles/2411951?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2411951 The Illinois Department of Insurance's recently filed suit against State Farm, seeking nationwide data on its homeowners insurance, raises important issues as to the breadth, and possible overreach, of a state's regulatory authority, says Stephanie Pierce at Kutak Rock. Tue, 18 Nov 2025 15:36:02 +0000 Sanctioned Atty Convinces Mo. Court Errors Not Caused By AI /insurance-authority/property/articles/2412433?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2412433 A Missouri federal judge sanctioned former counsel for Liberty Mutual Personal Insurance Co. Monday for including citation errors in a motion this fall, finding that, although the attorney likely inserted the errors herself without the use of AI software, "such carelessness, exacerbated by a lack of internal guardrails, is entirely unacceptable." Mon, 17 Nov 2025 20:36:47 +0000 8th Circ. Affirms Ala. Apt. Owner's $27M Fire Coverage Win /insurance-authority/property/articles/2412041?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2412041 A split Eighth Circuit affirmed Monday an apartment complex owner's $27 million jury award against a Travelers unit in a fire coverage dispute, saying sufficient evidence existed to support the verdict that the presence of microscopic soot constituted "direct physical loss or damage" to property as required by the policy. Mon, 17 Nov 2025 20:11:45 +0000 Colo. HOA, Insurer Settle Remaining Hail Damage Claims /insurance-authority/property/articles/2411990?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2411990 A homeowners association and its insurer reached a settlement in Colorado federal court Friday in the homeowners association's breach of contract lawsuit where it claimed the insurer incorrectly issued roughly $1,600 for hail damage despite the association's $3.5 million damage estimate. Fri, 14 Nov 2025 17:36:59 +0000 NC Coastal Erosion Spurs Call For Proactive Flood Coverage /insurance-authority/property/articles/2411411?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2411411 North Carolina's governor and the state insurance commissioner are calling on Congress to pass a bill that would cover homes on the brink of collapsing into the ocean under the National Flood Insurance Program — a problem currently plaguing the state's shoreline, where coastal erosion has claimed 27 homes along the Outer Banks since 2020. Thu, 13 Nov 2025 22:50:26 +0000 COVID Coverage Fight In 9th Circ. Raises Policyholder Hopes /insurance-authority/property/articles/2410807?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2410807 A Las Vegas casino and resort is asking the Ninth Circuit to overturn a lower court decision that denied coverage for losses from the COVID-19 pandemic, raising policyholder hopes that the case could stand out from prior unsuccessful attempts. Thu, 13 Nov 2025 20:55:52 +0000 Insurance Securities Payouts Prove Valuable To Jamaica /insurance-authority/property/articles/2410812?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2410812 Payouts of over $240 million to Jamaica in the wake of Hurricane Melissa from a catastrophe bond and parametric insurance policies show the crucial role of the growing insurance-linked securities market for immediate funding needs after natural disasters, people familiar with the development of risk-transfer mechanisms in the Caribbean told Law360. Thu, 13 Nov 2025 20:01:10 +0000 NC Biz Court Bulletin: Rulings Spotlight Coverage Clashes /insurance-authority/property/articles/2411026?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2411026 The North Carolina Business Court plowed into the fourth quarter with two big decisions in insurance disputes that involved $50 million in COVID-19-related losses at a chain of outlet malls, and an industrial accident at a Nucor Corp. iron plant in Louisiana. Thu, 13 Nov 2025 19:37:31 +0000 9th Circ. Grills Casino, Insurer Over COVID-19 Coverage Row /insurance-authority/property/articles/2410800?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/property/articles/2410800 A Ninth Circuit panel sharply questioned a Las Vegas casino and resort and its insurer on Thursday over their dispute concerning whether losses from the COVID-19 pandemic can be considered a covered damage or loss to property.