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Insurance
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									September 22, 2025
									Contractor's Insurers Owe $7M For Bridal Shop Fire, Suit SaysA bridal shop said a contractor's insurers must pay their combined $7 million policy limits toward a $38 million judgment in an underlying suit over a fire caused by the contractor's demolition work at another property, according to a complaint removed to New York federal court Monday. 
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									September 22, 2025
									Credit Union, Insurers End Embezzlement Coverage DisputeA credit union seeking coverage for $5.5 million in embezzled funds agreed to end a suit accusing its fidelity bond insurers of secretly amending policy language to avoid coverage for "virtually any catastrophic loss," according to a notice filed Monday in Georgia federal court. 
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									September 22, 2025
									Porsche Crash Suit Isn't Double Recovery, Conn. Justices ToldA Porsche driver who suffered property damage losses after another man struck him wouldn't score a double recovery if allowed to challenge Nationwide, his own insurer, for separately pursuing the driver allegedly at fault, the Connecticut Supreme Court heard Monday. 
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									September 22, 2025
									McDonald's, UK Insurer Entity To End $5.5M Coverage FightMcDonald's and a London-based insurer entity formally asked an Illinois federal court to terminate their dispute over the fast-food chain's claim for more than $5.5 million in outstanding coverage for property damage stemming from a high-speed vehicle crash. 
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									September 22, 2025
									Meteorologist's Widow Gets $126M In Wrongful Death DealThe Total Traffic and Weather Network and its parent company will pay $126 million to settle a negligence case by the widow of a local meteorologist who died in a helicopter crash — $50 million of which its primary insurers must cover immediately, according to North Carolina state court filings. 
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									September 22, 2025
									Chubb Unit Loses Atty DQ Bid Appeal In Coverage RowA New Jersey appellate court on Monday affirmed a trial court order denying Chubb Insurance Co. of New Jersey's bid to disqualify plaintiff's counsel, solo personal injury attorney Eric Dinnocenzo, in an insurance coverage action involving an alleged $772,500 jewelry theft, saying the company failed to demonstrate the lawyer was a necessary trial witness. 
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									September 22, 2025
									PE-Backed Flood Insurance Provider Neptune Eyes $350M IPOFlorida-based residential and commercial flood insurer Neptune Insurance said Monday that it is seeking a valuation of $2.76 billion in an initial public offering next week advised by Orrick Herrington & Sutcliffe LLP and Davis Polk & Wardwell LLP. 
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									September 19, 2025
									AmTrust Investors Seek Class Cert. After 2nd Circ. RevivalAmTrust investors have asked a New York federal judge to certify three subclasses covering those who purchased stock in the insurer's $320 million initial public offering, after the Second Circuit revived their case against the firm and its auditor BDO USA LLP over financial restatements AmTrust had to make. 
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									September 19, 2025
									Beneficiaries Dispute Aviation Exclusion In Fatal Crash RowTwo beneficiaries under separate Prudential life insurance policies issued for an aviation company's pilots told a Washington federal court that they were wrongly denied benefits after their partners died in a plane crash, arguing an "aviation exclusion" either doesn't apply or should be stricken altogether. 
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									September 19, 2025
									Md. Steel Co. Owes $700K For System Collapse, Insurer SaysHartford Fire Insurance Co. has sued a subcontractor on a Maryland commercial project in state court to recover the costs of a $719,405 claim made after a steel joist system partially collapsed in 2022. 
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									September 19, 2025
									Pot Cos. Not Covered In Death Suit, Berkshire Hathaway SaysA Berkshire Hathaway unit has no duty to defend a group of cannabis companies in an underlying suit over a worker's death, the insurer told a Florida federal court Friday, arguing that the suit does not allege that the companies were the employers of the worker as required to trigger coverage. 
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									September 19, 2025
									Co. Tied To Lehman Ex-Restructuring Chief Faces Loan SuitA holding company linked to Lehman Brothers' post-2008 era restructuring professional defaulted on a commercial loan secured by a large office building and now owes a reinsurer about $19.5 million, according to a lawsuit brought in North Carolina's business court. 
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									September 19, 2025
									Insurer Seeks Coverage Sublimit For Unbooked Uber DriverAn insurer for Uber told a Texas federal court that it should only owe coverage up to a lower set of limits over an auto collision involving one of its drivers, arguing that a policy with a higher limit only applied once a driver actually accepted a ride request. 
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									September 19, 2025
									11th Circ. Backs Insurer In Damaged Blood Plasma SuitThe Eleventh Circuit backed an insurer's early win in a coverage dispute over $820,000 in blood plasma that was declared a total loss thanks to a shipping holdup, holding that the "plain language" of its policy clearly excluded claims for delays. 
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									September 19, 2025
									OneDigital Nabs $7B Value With PE-Backed Majority Stake BuyU.S.-based insurance brokerage and workforce consulting firm OneDigital said Friday that funds managed by Stone Point Capital and the Canada Pension Plan Investment Board are acquiring a majority stake in the company in a transaction that values it at more than $7 billion. 
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									September 19, 2025
									Builder Not Covered In Conn. Park Dispute, Insurers Tell CourtTwo insurers have no duty to defend or indemnify a developer and two of his companies against a suit accusing them of unlawfully encroaching on and destroying public land because the claims do not trigger their policies' insuring agreements, the insurers told a Connecticut federal court. 
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									September 19, 2025
									Mich. Top Court Again Backs Retroactive Auto Reform LimitsThe Michigan Supreme Court on Friday reversed a lower state appellate panel's decision in a dispute over whether no-fault reforms enacted in 2019 apply to policies that "straddled" the reform effective dates, pointing to the top court's earlier finding that such policies are subjected to post-reform increased limits for liability. 
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									September 19, 2025
									UK Litigation Roundup: Here's What You Missed In LondonThis past week in London has seen brokerage firm ADS Securities file a fresh claim against German entrepreneur Lars Windhorst, AmTrust and Endurance Worldwide Insurance tackle an ongoing £50 million ($67 million) dispute over a failed litigation and insurance scheme, and Howard Kennedy LLP sue the son of a diamond tycoon over a £3.1 million legal bill. 
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									September 19, 2025
									Norton Rose-Led Howden To Buy US Rival GravitasHowden Group Holdings Ltd. has agreed to acquire Gravitas Insurance, a U.S.-based contingency insurance brokerage for music, sport and live events. 
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									September 18, 2025
									Prospect Medical Says It May Drop Stay On Tort CasesCounsel for Prospect Medical Holdings on Thursday told a Texas bankruptcy judge that talks to establish a procedure for handling tort claims in the hospital operator's Chapter 11 case have deadlocked, and it's prepared to let hundreds of tort claimants go back to the courthouse. 
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									September 18, 2025
									Wash. Panel Calls Gas Station Co.'s Insurance Delay RiskyWhether gas station operator Gull Industries Inc. is entitled to legal defense costs from Granite State Insurance Co. in long-running litigation over the company's environmental liability may ultimately boil down to timing, Washington state appellate judges suggested at a hearing Thursday. 
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									September 18, 2025
									Cannabis Co. Says Insurer Shirked $900K Theft CoverageThe insurer for an online retailer of legal THC wrongfully denied coverage for losses stemming from a break-in at the business's Oklahoma warehouse, where nearly $900,000 in inventory was stolen, the retailer alleged in a North Carolina state court filing. 
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									September 18, 2025
									11th Circ. Appears Poised To Back MetLife Benefits DenialThe Eleventh Circuit seemed unpersuaded Thursday by a push to overturn MetLife's denial of death benefits to a worker who died days after she broke her leg and ankle exiting a vehicle, with judges zeroing in on plan language that barred coverage when contributing illnesses were involved. 
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									September 18, 2025
									Petrol Co. Seeks Early Win In Benzene Injury Coverage SuitThree insurers have continued to renege on their duty to defend an underlying lawsuit seeking to hold a New York-based petroleum company liable for a man's multiple myeloma diagnosis, the company told a state court, saying they've already acknowledged that such a duty exists. 
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									September 18, 2025
									Insured Wants Bad Faith Loss Against Progressive ReversedA woman who lost her bad faith suit against Progressive Insurance told the Eleventh Circuit on Thursday that she should have been allowed to show jurors in the bad faith trial a win on her breach of contract claims against the insurer. 
Expert Analysis
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								Series Playing The Violin Makes Me A Better Lawyer  Playing violin in a string quartet reminds me that flexibility, ambition, strong listening skills, thoughtful leadership and intentional collaboration are all keys to a successful legal practice, says Julie Park at MoFo. 
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								NM Cyber Ruling Will Spur Litigation As Coverage Remedy  In Kane v. Beazley, the New Mexico Court of Appeals recently found that a cyber liability provision insuring security breaches included coverage for funds transfer fraud, implicitly and incorrectly motivating policyholders to commence litigation to avoid contractual limitations on cyber coverages, say attorneys at Zelle. 
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								Series Law School's Missed Lessons: Practicing Self-Care  Law schools don’t teach the mental, physical and emotional health maintenance tools necessary to deal with the profession's many demands, but practicing self-care is an important key to success that can help to improve focus, manage stress and reduce burnout, says Rachel Leonard​​​​​​​ at MG+M. 
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								ABA Opinion Makes It A Bit Easier To Drop A 'Hot Potato'  The American Bar Association's recent ethics opinion clarifies when attorneys may terminate clients without good cause, though courts may still disqualify a lawyer who drops a client like a hot potato, so sending a closeout letter is always a best practice, say attorneys at Thompson Hine. 
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								Tesla's Robotaxi Push Exposes Gaps In Product Liability Law  As Tesla's deployment of robotaxis on public roads in Austin, Texas, faces regulatory scrutiny and legislative pushback, the legal community confronts an unprecedented challenge: how to apply traditional fault principles, product liability laws and insurance practices to vehicles that operate as rolling computers, says Don Fountain at Clark Fountain. 
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								Series My Opera And Baseball Careers Make Me A Better Lawyer  Though participating in opera and the world of professional baseball often pulls me away from the office, my avocations improve my legal career by helping me perform under scrutiny, prioritize team success, and maintain joy and perspective at work, says Adam Unger at Herrick Feinstein. 
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								8 Ways Lawyers Can Protect The Rule Of Law In Their Work  Whether they are concerned with judicial independence, regulatory predictability or client confidence, lawyers can take specific meaningful actions on their own when traditional structures are too slow or too compromised to respond, says Angeli Patel at the Berkeley Center of Law and Business. 
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								How Insurance Policies Are Adapting To AI Risk  While many risks related to artificial intelligence may still fit under existing commercial insurance policies, the rise of broad AI exclusions, the definitional uncertainties surrounding what qualifies as AI and the emergence of affirmative AI coverage signal a shift toward a more fragmented and complex coverage environment, say attorneys at Hunton. 
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								Series Law School's Missed Lessons: Communicating With Clients  Law school curricula often overlook client communication procedures, and those who actively teach this crucial facet of the practice can create exceptional client satisfaction and success, says Patrick Hanson at Wiggam Law. 
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								8 Insurer Takeaways From Sweeping Georgia Tort Reform  Insurers should take note of several critical components of Georgia's tort litigation overhaul — including limitations on damages anchoring, procedural rules governing dismissals, and liability standards in negligent security cases — and adapt claims-handling strategies to reduce litigation risk, says Lucy Aquino at Cozen O'Connor. 
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								Series Adapting To Private Practice: From US Rep. To Boutique Firm  My transition from serving as a member of Congress to becoming a partner at a boutique firm has been remarkably smooth, in part because I never stopped exercising my legal muscles, maintained relationships with my former colleagues and set the right tone at the outset, says Mondaire Jones at Friedman Kaplan. 
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								Opinion IRS Should Work With Industry On Microcaptive Regs  The IRS should engage with microcaptive insurance owners to develop better regulations on these arrangements or risk the emergence of common law guidance as taxpayers with legitimate programs seek relief in the federal courts, says Dustin Carlson at SRA 831(b) Admin. 
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								Opinion Senate's 41% Litigation Finance Tax Would Hurt Legal System  The Senate’s latest version of the Big Beautiful Bill Act would impose a 41% tax on the litigation finance industry, but the tax is totally disconnected from the concerns it purports to address, and it would set the country back to a time when small plaintiffs had little recourse against big defendants, says Anthony Sebok at Cardozo School of Law. 
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								3 Juror Psychology Principles For Expert Witness Testimony  Expert witnesses can sometimes fall into traps when trying to teach juries complex topics by failing to consider the psychology of juror comprehension, but attorneys can help witnesses avoid these pitfalls with a deeper understanding of cognitive lag, chunking and learning styles, says Steve Wood at Courtroom Sciences. 
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								Series Performing As A Clown Makes Me A Better Lawyer  To say that being a clown in the Macy’s Thanksgiving Day Parade has changed my legal career would truly be an understatement — by creating an opening to converse on a unique topic, it has allowed me to connect with clients, counsel and even judges on a deeper level, says Charles Tatelbaum at Tripp Scott. 
