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									September 11, 2025
									McDonald's Loses Bid To Force Insurer To Cover Legal FeesAn Illinois federal judge ruled Wednesday that Homeland Insurance Co. of New York doesn't have to cover the costs McDonald's incurred defending a former employee's violent workplace claims, saying the psychological harm that worker suffered doesn't amount to a physical, bodily injury that would have triggered coverage under the policy. 
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									September 11, 2025
									Nationwide, Travelers Settle 'Hot Tub Lung' Coverage DisputeNationwide and Travelers told a California federal judge they have reached a settlement in a lawsuit over coverage for a condominium association facing claims from a resident alleging he needed a double lung transplant due to contaminants from a hot tub and pool. 
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									September 11, 2025
									$8.7 Million Data Breach Deal Gets Preliminary ApprovalA human resources and employee benefits management company moved one step closer to resolving a consolidated, proposed class action over a data breach that affected roughly 580,000 individuals as a California federal court gave preliminary approval to an $8.7 million settlement. 
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									September 11, 2025
									Insurer, Firearms Co. Drop Ghost Gun Coverage DisputeA firearms retailer and its insurer have resolved a dispute over coverage for three underlying government suits alleging that the company contributed to gun violence by selling unfinished components used to assemble so-called ghost guns, according to a New York federal court filing. 
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									September 11, 2025
									Berkshire Co. Says Insurers Owe $22M For Antitrust JudgmentA Berkshire Hathaway-owned construction supplier said its insurers must pay for a $22.2 million judgment against it in a competitor's antitrust suit, telling a Colorado federal court that policies issued by Liberty Mutual, Swiss Re and Allianz units cover claims based on the publication of disparaging material. 
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									September 11, 2025
									5th Circ. Won't Revisit Doctor's Captive Insurance CaseThe Fifth Circuit rejected a Texas doctor's request for the full court to review a panel's July decision that he was not entitled to $1 million in tax deductions linked to his urgent care network's captive insurance company. 
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									September 10, 2025
									Chubb Says La. Casino Can't Stop English Arbitration CaseA Chubb unit has asked a Louisiana federal judge to toss a lawsuit by the owners of a casino as they look to halt parallel litigation in England related to arbitration proceedings for a COVID-19 pandemic coverage case, saying a British court order bars the U.S. suit. 
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									September 10, 2025
									NY Distillery Secures Coverage For Whiskey Barrel DamageA distillery in New York's Hudson Valley can get coverage for the loss of 52 barrels of aged whiskey under a policy provision providing additional coverage for damage caused by an "abrupt collapse," a federal court ruled, saying the distillery's interpretation of the term was more reasonable than its insurer's. 
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									September 10, 2025
									Liberty Says Subcontractor's Insurer Must Defend Injury RowA subcontractor's insurer must defend and indemnify companies insured by a Liberty Mutual unit on a primary basis in a worker's injury lawsuit, the unit argued to a New York federal court. 
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									September 10, 2025
									$5.9M Fidelity National Data Breach Settlement Gets Final OKA Florida federal court officially signed off on a $5.9 million settlement of a proposed class action against title insurer Fidelity National Financial over a November 2023 data breach that allegedly impacted roughly 1.3 million individuals, noting the court was notified of a settlement just seven months after the litigation commenced. 
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									September 10, 2025
									McCarter & English Atty Admitted Breaches, Insurers ClaimTwo insurance companies have asked a Connecticut Superior Court judge's permission to file a late request for a quick win on two breach of contract claims against McCarter & English LLP and one of its attorneys, saying the lawyer's deposition left no facts in dispute on those specific counts. 
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									September 10, 2025
									$7M Ida Damage Case Settles Amid 5th Circ. Arbitration FightA New Orleans property owner and its insurers have resolved a dispute over coverage for a $7 million Hurricane Ida damage claim, amid a fight over whether the matter belonged in arbitration, the parties told the Fifth Circuit. 
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									September 09, 2025
									Colo. Justices Rule Interest Not Covered By $1M Med Mal CapThe Colorado Supreme Court has ruled that the state's $1 million cap on medical malpractice damages doesn't encompass certain interest awards when the so-called good cause exception applies, in a suit accusing a doctor of causing a baby's severe brain injury. 
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									September 09, 2025
									No CGL Coverage In Medical Negligence Row, NM Court SaysA Travelers unit that issued a commercial general liability policy to an orthopedic clinic owes no coverage to the clinic and two of its physicians in an ongoing medical negligence lawsuit, a New Mexico federal court ruled, finding an exclusion barring claims arising from "professional health care services" applicable. 
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									September 09, 2025
									Woman Says Co.'s Auto Insurer Owes $7.5M Crash JudgmentA woman injured in a crash with a food service distributor's employee said the company's insurer must pay for a $7.5 million judgment entered in her favor, telling a Connecticut federal court Tuesday that the carrier failed to protect its insureds. 
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									September 09, 2025
									Alfa Insurance Beats Ga. Church In Fire Coverage DisputeAlfa Insurance Corp. won't owe any coverage for a metro Atlanta church's 2022 fire after notching an early win Tuesday on its claims that the church lied about prior property damage on its policy application. 
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									September 09, 2025
									11th Circ. Told Insurers Wrongly Denied $5.6M To Railroad Co.A Florida railroad company incurred minimal losses from Hurricane Irma in 2017 because it took measures to protect its property, but insurers unfairly used the preventive efforts to justify denying coverage for $5.6 million worth of costs under an all-risk policy, it told an Eleventh Circuit panel on Tuesday. 
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									September 09, 2025
									Full 11th Circ. Backs Health Plan's Gender Care ExclusionsThe Eleventh Circuit struck down a win Tuesday for a transgender sheriff's deputy who sued a Georgia county health plan after it refused to pay for gender-affirming surgery, saying the challenged coverage exclusion did not violate federal anti-discrimination law.  
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									September 09, 2025
									Insurance Tech Co. Owes For Unpaid Work, Ex-Employee SaysInsurance technology provider Zinnia does not pay its customer service personnel for all pre- and post-work activities, or for work that is performed during their meal breaks, according to a proposed collective and class action filed in Connecticut federal court. 
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									September 09, 2025
									1st Circ. Says Insurer Must Defend Heating Oil Class ActionAn insurer for a heating oil company must defend the company in a Massachusetts class action accusing it of damaging customers' heating equipment by adding too much biodiesel to its heating oil, the First Circuit ruled, finding the company's provision of the oil to customers constituted separate occurrences. 
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									September 09, 2025
									Crate & Barrel's Insurer Owes Primary Coverage In Injury SuitCrate & Barrel's insurer has the primary duty to defend and indemnify a company that subleased a commercial space to the retailer and the owner of the Lower Manhattan property in an underlying personal injury suit, a New York federal court ruled, handing a win to the sublessor's insurer. 
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									September 09, 2025
									Court Urged To Deny Bid To Block Captive Reporting RulesA Texas federal court should deny an injunction to a Texas plastics company seeking to stop the IRS from flagging microcaptive insurance plans as potentially abusive tax avoidance schemes, the U.S. argued, saying the public could lose millions of tax dollars on illegitimate transactions. 
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									September 08, 2025
									10th Circ. Backs Dentist's Murder, Insurance Fraud ConvictionsA dentist convicted of murdering his wife on a hunting trip in Zambia to collect nearly $5 million in life insurance who became the subject of a Hulu documentary must continue to serve a life prison sentence for murder and insurance fraud, the Tenth Circuit ruled on Monday. 
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									September 08, 2025
									Court Tosses Benefits Co.'s Atty Fee Claim Against InsurerAn Illinois federal court on Monday threw out a benefits administration company's counterclaim for attorney fees under a state statute relating to "vexatious and unreasonable" conduct by insurers, finding that the company failed to support its claims that an insurer engaged in such conduct with sufficient facts. 
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									September 08, 2025
									London Insurers Owe Full Coverage Limits To NY ArchdioceseCertain underwriters at Lloyd's of London and other London market insurers must pay their full applicable policy limits under policies issued to the Archdiocese of New York, a state court ruled Monday in the archdiocese's suit seeking coverage for thousands of sexual abuse claims. 
Expert Analysis
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								Series Volunteering At Schools Makes Me A Better Lawyer  Speaking to elementary school students about the importance of college and other opportunities after high school — especially students who may not see those paths reflected in their daily lives — not only taught me the importance of giving back, but also helped to sharpen several skills essential to a successful legal practice, says Guillermo Escobedo at Constangy. 
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								Cos. Considering DExit Should Assess D&O Insurance Effects  As companies consider incorporating in less-regulated states than Delaware, they shouldn't neglect to balance the long-term insurance implications against the short-term benefits of lower taxes and a more permissive legal regime, say attorneys at Pillsbury. 
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								Attacks On Judicial Independence Tend To Manifest In 3 Ways  Attacks on judicial independence now run the gamut from gross (bald-faced interference) to systemic (structural changes) to insidious (efforts to undermine public trust), so lawyers, judges and the public must recognize the fateful moment in which we live and defend the rule of law every day, says Jim Moliterno at Washington and Lee University. 
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								Statistics Tools Chart A Path For AI Use In Expert Testimony  To avoid the fate of numerous expert witnesses whose testimony was recently deemed inadmissible by courts, experts relying on artificial intelligence and machine learning should learn from statistical tools’ road to judicial acceptance, say directors at Secretariat. 
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								Ore. High Court Ruling Widens Construction Defect Coverage  A recent Oregon Supreme Court decision, Twigg v. Admiral Insurance, dispels the myth that a contractor's liability for defective work is uninsurable if pursued as a breach of contract, say attorneys at Stoel Rives. 
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								Series Law School's Missed Lessons: Appreciating Civil Procedure.jpg)  If you’re like me, law school’s often complex and theoretical approach to teaching civil procedure may have contributed to an early struggle with the topic, but when seen from a practical perspective, new lawyers may find they enjoy mastering these rules, says Chloe Villagomez at Foster Garvey. 
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								Calif. Bar Exam Fiasco Shows Why Attys Must Disclose AI Use  The recent revelation that a handful of questions from the controversial California bar exam administered in February were drafted using generative artificial intelligence demonstrates the continued importance of disclosure for attorneys who use AI tools, say attorneys at Troutman. 
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								In 2nd Place, Va. 'Rocket Docket' Remains Old Reliable  The U.S. District Court for the Eastern District of Virginia was again one of the fastest civil trial courts in the nation last year, and an interview with the court’s newest judge provides insights into why it continues to soar, says Robert Tata at Hunton. 
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								How Attorneys Can Become Change Agents For Racial Equity  As the administration targets diversity, equity and inclusion efforts and law firms consider pulling back from their programs, lawyers who care about racial equity and justice can employ four strategies to create microspaces of justice, which can then be parlayed into drivers of transformational change, says Susan Sturm at Columbia Law School. 
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								Series Running Marathons Makes Me A Better Lawyer  After almost five years of running marathons, I’ve learned that both the race itself and the training process sharpen skills that directly translate to the practice of law, including discipline, dedication, endurance, problem-solving and mental toughness, says Lauren Meadows at Swift Currie. 
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								Series Law School's Missed Lessons: Supporting A Trial Team  While students often practice as lead trial attorneys in law school, such an opportunity likely won’t arise until a few years into practice, so junior associates should focus on honing skills that are essential to supporting a trial team, including organization, adaptability and humility, says Lucy Zelina at Tucker Ellis. 
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								7 D&O Coverage Areas To Assess As DOJ Targets DEI  Companies that receive federal funds or have the remnants of a diversity, equity and inclusion program should review their directors and officers liability insurance policies ahead of a major shift in how the U.S. Department of Justice enforces the False Claims Act, says Bill Wagner at Taft. 
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								Series Adapting To Private Practice: From US Attorney To BigLaw  When I transitioned to private practice after government service — most recently as the U.S. attorney for the Eastern District of Virginia — I learned there are more similarities between the two jobs than many realize, with both disciplines requiring resourcefulness, zealous advocacy and foresight, says Zach Terwilliger at V&E. 
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								Measuring The Impact Of Attorney Gender On Trial Outcomes  Preliminary findings from our recent study on how attorney gender might affect case outcomes support the conclusion that there is little in the way of a clear, universal bias against attorneys of a given gender, say Jill Leibold, Olivia Goodman and Alexa Hiley at IMS Legal Strategies. 
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								The Ins And Outs Of Consensual Judicial References  As parties consider the possibility of judicial reference to resolve complex disputes, it is critical to understand how the process works, why it's gaining traction, and why carefully crafted agreements make all the difference, say attorneys at Pillsbury. 
