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Insurance
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November 14, 2025
Liquidated Captive Insurer Fights IRS Bill In Tax Court
A captive insurance company that was later dissolved challenged $800,000 in taxes and penalties in the U.S. Tax Court, saying the Internal Revenue Service wrongly claimed the company had $3 million in unreported long-term capital gains.
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November 14, 2025
Horizon BCBS To Pay $100M To End NJ AG's Overcharge Suit
Horizon Blue Cross Blue Shield of New Jersey has agreed to pay the state $100 million to resolve allegations that it fraudulently secured a multibillion-dollar contract to administer public employee health plans and then systematically overcharged taxpayers for years, Attorney General Matthew J. Platkin announced Friday.
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November 13, 2025
11th Circ. Limits $1M Payout For Sheriff In Parkland Shooting
The Eleventh Circuit limited a Florida sheriff's office's responsibility to only $1 million in a lawsuit involving a 2018 high school mass shooting, saying its insurer must pay the excess damages to the victims and families who were impacted by the event, which left 17 people dead and several more injured.Â
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November 13, 2025
NC Biz Court Bulletin: Rulings Spotlight Coverage Clashes
The North Carolina Business Court plowed into the fourth quarter with two big decisions in insurance disputes that involved $50 million in COVID-19-related losses at a chain of outlet malls, and an industrial accident at a Nucor Corp. iron plant in Louisiana.
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November 13, 2025
9th Circ. Grills Casino, Insurer Over COVID-19 Coverage Row
A Ninth Circuit panel sharply questioned a Las Vegas casino and resort and its insurer on Thursday over their dispute concerning whether losses from the COVID-19 pandemic can be considered a covered damage or loss to property.
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November 13, 2025
4th Circ. Won't Review Reversal Of Car Valuation Class Cert.
The full Fourth Circuit refused to review a decision revoking a Progressive policyholder's class certification win after finding she lacked standing to pursue her breach of contract claims over adjustments the insurer makes when calculating the actual cash value of a totaled vehicle.
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November 13, 2025
Insurers Say No Coverage For Conn. Quarry Closure Dispute
A pair of Allied World insurers said they don't owe coverage to East Haven, Connecticut, for a dispute over the politically motivated shutdown of a local quarry, telling a federal court that their duty to defend under the policies was never triggered.
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November 12, 2025
Construction Co. Seeks Exit From $22M Barn Fire Suit
A construction company facing an insurer's $22.4 million subrogation action over a poultry barn fire said the insurer can't support its causation theory, telling a Nebraska federal court Wednesday "a choice of possibilities is insufficient to raise a triable issue to a jury" under state law.
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November 12, 2025
8th Circ. Will Rehear Travelers' $27M Fire Award Challenge
The Eighth Circuit agreed Wednesday to revisit its previous split decision affirming a Missouri-based apartment complex owner's $27 million jury award against a Travelers unit in a fire coverage dispute.
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November 12, 2025
Oakland Diocese Gets Another 2 Weeks For Plan Talks
A California bankruptcy judge agreed Wednesday to postpone dismissing the Roman Catholic Diocese of Oakland's Chapter 11 case for two more weeks, after a mediator overseeing plan discussions said there was a "light at the end of the tunnel."
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November 12, 2025
Geico Loses Bid To Dismiss $70M SC Tax Collection Suit
A nonprofit representing South Carolina's 271 incorporated municipalities can continue to pursue its claims that Geico failed to fully pay certain municipalities nearly $70 million in business license taxes and penalties, a South Carolina federal court ruled Wednesday, rejecting the company's position that the nonprofit lacks such tax collection authority.
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November 12, 2025
Insurer Fights Margolis Edelstein's Bid To Toss Malpractice Case
An insurance company told a New Jersey state court this week that it should be allowed to proceed with a malpractice suit against Margolis Edelstein because the firm had a duty to represent it in an underlying insurance dispute under state law.
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November 12, 2025
Co. Says Excess Insurer Can't Avoid Asbestos Coverage Row
A paint and drywall product manufacturer said an Allianz unit can't rely on a pollution exclusion to avoid a dispute over coverage for underlying asbestos claims, telling a Texas federal court that the insurer's interpretation of the exclusion is contrary to the policy language and unsupported by Texas law.
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November 12, 2025
Insurer Tells Justices AMC's Share Battle Yielded No Liability
An indemnity insurer for AMC Entertainment Holdings Inc. told Delaware's justices on Wednesday that the entertainment company failed to show a covered loss when it issued shares to settle a $99.3 million claim for losses arising from a stock conversion and reverse stock split.
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November 10, 2025
Law360 MVP Awards Go To Top Attorneys From 76 Firms
The attorneys chosen as Law360's 2025 MVPs have distinguished themselves from their peers by securing significant achievements in high-stakes litigation, complex global matters and record-breaking deals.
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November 10, 2025
Judge Wary Of Bid To Nix SVB Expert In $73M Coverage Row
A U.S. magistrate judge seemed skeptical of an insurer's bid to exclude a witness proffered as a policy expert on financial institution bonds, repeatedly asking Berkley Regional Insurance Co.'s counsel in a Monday hearing why the expert's experience — or lack thereof — should disqualify him.
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November 10, 2025
La. Condo Awarded $5M For State Farm's Storm Claim Delay
A State Farm unit owes a Bayou State condominium complex over $5 million in penalties for its delayed adjustment of the complex's hurricane damage claim despite having satisfactory proof of loss, a Louisiana federal court held Monday.
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November 10, 2025
Best Buy Says CGL Policy, Not Auto, Covers Crash Settlement
Best Buy accused three AXA XL units of failing to properly cover its "multi-million-dollar" settlement of negligence claims over a fatal automobile collision involving an independent subcontractor, telling a Minnesota federal court its insurers have restricted coverage to an inapplicable auto policy with a $6 million deductible.
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November 10, 2025
Harco Dodging $3.5M Bond Obligation, Construction Co. Says
Harco National Insurance Co. breached an insurance contract by refusing a Skanska Balfour Beatty construction venture's request to cover a nearly $3.5 million bond over a subcontractor's alleged lapses while working on a Washington state project, according to a lawsuit removed to federal court Friday.
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November 10, 2025
Insurers Must Produce Docs In Hotel Co.'s COVID Dispute
Property insurers for luxury hotel chain Mandarin Oriental can't undo rulings forcing them to turn over documents related to their reserves, but may apply additional redactions to certain privileged legal advice, a New York federal court ruled in a dispute over COVID-19 business interruption losses.
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November 10, 2025
Insurer Says $4M Excess Policy Excludes Oil Tanker Collision
An excess insurer for a fuel and chemical transportation company told a Utah federal court it should owe no coverage for an oil tanker collision and resultant crude oil cleanup costs, pointing to what is known as a total pollution exclusion.
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November 07, 2025
Insurers Say La. Mall Owner Is Trying To Derail Arbitration
A group of insurers led by Lloyd's of London underwriters has urged a New York federal court to appoint an umpire in an arbitration proceeding over coverage for a Louisiana mall damaged in a 2021 hurricane, accusing the mall owner of trying to derail the arbitration.
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November 07, 2025
Wash. Justices To Review Cafe Fire Insurance Dispute
The Washington Supreme Court will review a state appeals court's decision finding that a Liberty Mutual unit owes no coverage over a restaurant kitchen fire because of the building owners' failure to fully comply with protective safeguard requirements in their policy.
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November 07, 2025
Bojangles Not Covered In NC Sex Abuse Suit, Insurer Says
Fried chicken fast-food chain Bojangles and one of its largest franchisees are not entitled to defense coverage in an underlying civil suit alleging a restaurant manager sexually groomed and abused two minor employees in North Carolina, their insurance company said Friday.
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November 07, 2025
Insurer Freed From Covering $3.4M Lost Evidence Settlement
A real estate company's insurer owes no coverage for a $3.4 million settlement resolving an employee's claim that it negligently failed to preserve video evidence of his fall into a sewer pit, an Illinois federal court ruled, rejecting the company's argument that the insurer prejudiced it while providing a defense.
Expert Analysis
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Courts Stay Consistent In 'Period Of Restoration' Rulings
Three recent rulings centering on the period of restoration in lost business income claims followed the same themes in interpreting this infrequently litigated, but highly consequential, provision of first-party property and time element insurance coverage, say attorneys at Zelle.
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Series
Building With Lego Makes Me A Better Lawyer
Building with Lego has taught me to follow directions and adapt to unexpected challenges, and in pairing discipline with imagination, allows me to stay grounded while finding new ways to make complex deals come together, says Paul Levin at Venable.
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Series
Law School's Missed Lessons: Networking 101
Cultivating a network isn't part of the law school curriculum, but learning the soft skills needed to do so may be the key to establishing a solid professional reputation, nurturing client relationships and building business, says Sharon Crane at Practising Law Institute.
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Defeating Estoppel-Based Claims In Legal Malpractice Actions
State supreme court cases from recent years have addressed whether positions taken by attorneys in an underlying lawsuit can be used against them in a subsequent legal malpractice action, providing a foundation to defeat ex-clients’ estoppel claims, says Christopher Blazejewski at Sherin and Lodgen.
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Series
The Biz Court Digest: How It Works In Massachusetts
Since its founding in 2000, the Massachusetts Business Litigation Session's expertise, procedural flexibility and litigant-friendly case management practices have contributed to the development of a robust body of commercial jurisprudence, say James Donnelly at Mirick O’Connell, Felicia Ellsworth at WilmerHale and Lisa Wood at Foley Hoag.
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Why Appellees Should Write Their Answering Brief First
Though counterintuitive, appellees should consider writing their answering briefs before they’ve ever seen their opponent’s opening brief, as this practice confers numerous benefits related to argument structure, time pressures and workflow, says Joshua Sohn at the U.S. Department of Justice.
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Notable Q3 Updates In Insurance Class Actions
The third quarter of 2025 was another eventful quarter for total loss valuation class actions, with a new circuit split developing courtesy of the Sixth Circuit, while insurers continued to see negative results in cost-of-insurance class actions, says Kevin Zimmerman at BakerHostetler.
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How CGL Policies May Respond To Novel AI Psychosis Claims
As courts and regulators begin to confront the realities of mental and physical injuries allegedly induced by artificial intelligence chatbots, commercial general liability insurers will need to reevaluate policy language, underwriting practices and claims handling protocols to address this emerging risk landscape, say attorneys at Wiley.
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Series
Mindfulness Meditation Makes Me A Better Lawyer
Mindful meditation enables me to drop the ego, and in helping me to keep sight of what’s important, permits me to learn from the other side and become a reliable counselor, says Roy Wyman at Bass Berry.
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Opinion
Punitive Damages Awards Should Be Limited To 1st Instance
Recent verdicts in different cases against Johnson & Johnson and Monsanto showcase a trend of multiple punitive damages being awarded to different plaintiffs for the same course of conduct by a single defendant, a practice that should be deemed unconstitutional by the U.S. Supreme Court, says Jacob Mihm at Polales Horton.
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AI Litigation Tools Can Enhance Case Assessment, Strategy
Civil litigators can use artificial intelligence tools to strengthen case assessment and aid in early strategy development, as long as they address the risks and ethical considerations that accompany these uses, say attorneys at Barnes & Thornburg.
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The Emerging Issues Shaping Real Estate Project Insurance
As real estate faces increasingly complex considerations — such as climate losses, "nuclear verdicts" and regulatory changes — insurance is evolving into a strategic function that should be discussed early in the planning stages of a project, says Jason Adams at Cox Castle.
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Attys Beware: Generative AI Can Also Hallucinate Metadata
In addition to the well-known problem of AI-generated hallucinations in legal documents, AI tools can also hallucinate metadata — threatening the integrity of discovery, the reliability of evidence and the ability to definitively identify the provenance of electronic documents, say attorneys at Law & Forensics.
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When Atty Ethics Violations Give Rise To Causes Of Action
Though the Model Rules of Professional Conduct make clear that a violation of the rules does not automatically create a cause of action, attorneys should beware of a few scenarios in which they could face lawsuits for ethical lapses, says Brian Faughnan at Faughnan Law.
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Insurer Investigation Lessons From 'The Real Housewives'
The recent indictment of "Real Housewives of Potomac" stars Wendy and Edward Osefo on charges of insurance fraud serves as a cautionary tale for commercial policyholders about the tools insurers may use to investigate a suspicious or large insurance claim, and offers lessons on recordkeeping and cooperation, say attorneys at Hunton.