/insurance-authority/specialty-lines?utm_source=rss&utm_medium=rss&utm_campaign=section Latest articles for: Insurance Authority Specialty Lines Copyright 2025 sa¹ú¼Ê´«Ã½. en-US Fri, 21 Nov 2025 14:22:13 +0000 /insurance-authority/specialty-lines/articles/2405953?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2405953 In litigation, attorneys often must deny whatever language or association the other side levies against them, but doing so can make the associations more salient in the minds of fact-finders, so it’s essential to reframe messages in a few practical ways at trial, says Ken Broda-Bahm at Persuasion Strategies. Thu, 20 Nov 2025 22:08:30 +0000 /insurance-authority/specialty-lines/articles/2413730?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2413730 Several wrongful death lawsuits brought against Camp Mystic after a series of deadly floods swept through Texas Hill Country in July have the potential to implicate the camp's general liability insurance program, but whether the camp can secure coverage constitutes a greater challenge, experts say. Thu, 20 Nov 2025 21:12:19 +0000 /insurance-authority/specialty-lines/articles/2413302?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2413302 A proposed class action brought against Google alleges that the tech giant enabled artificial intelligence tools without disclosing them to users or requesting their consent, highlighting the litigation risks and coverage challenges that can arise when companies integrate AI tools into existing products and services. Thu, 20 Nov 2025 17:08:55 +0000 /insurance-authority/specialty-lines/articles/2413826?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2413826 The Pennsylvania Supreme Court heard oral arguments in a dispute over coverage for sex-trafficking suits, the Illinois Supreme Court questioned whether regulatory permits override pollution exclusions, and the Eighth Circuit affirmed an apartment owner's $27 million jury award for fire damage. Thu, 20 Nov 2025 13:21:03 +0000 /insurance-authority/specialty-lines/articles/2413650?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2413650 Artificial intelligence-powered chatbots are raising novel concerns about potential privacy violations under federal and state wiretapping and eavesdropping laws, prompting questions about coverage for such claims, a policyholder attorney told Law360. Here, Stephanie E. Gee of Reed Smith LLP breaks down the issue. Wed, 19 Nov 2025 18:41:11 +0000 /insurance-authority/specialty-lines/articles/2413284?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2413284 Aspen American Insurance Co. hit a U.S. affiliate of French pastry retailer Laduree with a federal complaint seeking to void an insurance contract over a shipment of chocolate the company claimed was improperly refrigerated during overseas transit. Tue, 18 Nov 2025 17:22:16 +0000 /insurance-authority/specialty-lines/articles/2412259?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2412259 Counsel for a sterilization company and its former parent seeking defense costs for hundreds of lawsuits over ethylene oxide emissions at a suburban Chicago facility urged the Illinois Supreme Court on Tuesday to find a pollution exclusion in their insurance policy doesn't apply to emissions allowed under a state permit, insisting the policyholders are not polluters under Illinois law or "in the general sense of the word." Tue, 18 Nov 2025 17:10:50 +0000 /insurance-authority/specialty-lines/articles/2411951?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2411951 The Illinois Department of Insurance's recently filed suit against State Farm, seeking nationwide data on its homeowners insurance, raises important issues as to the breadth, and possible overreach, of a state's regulatory authority, says Stephanie Pierce at Kutak Rock. Tue, 18 Nov 2025 13:45:23 +0000 /insurance-authority/specialty-lines/articles/2412437?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2412437 An insurer doesn't owe coverage to the Los Angeles Zoo's nonprofit arm in a contractual dispute brought by the city, a California federal court has ruled, finding that all claims are excluded under the association's nonprofit asset protection policy. Fri, 14 Nov 2025 18:41:14 +0000 /insurance-authority/specialty-lines/articles/2410458?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2410458 Considering recent bankruptcy statistics and the economic climate, now is a good time for companies to revisit their directors and officers liability insurance coverage, as understanding how these programs are structured and which terms matter at placement or renewal can materially improve protection for leaders of a distressed company, say attorneys at Reed Smith. Thu, 13 Nov 2025 20:55:52 +0000 /insurance-authority/specialty-lines/articles/2410812?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2410812 Payouts of over $240 million to Jamaica in the wake of Hurricane Melissa from a catastrophe bond and parametric insurance policies show the crucial role of the growing insurance-linked securities market for immediate funding needs after natural disasters, people familiar with the development of risk-transfer mechanisms in the Caribbean told Law360. Thu, 13 Nov 2025 20:02:23 +0000 /insurance-authority/specialty-lines/articles/2410896?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2410896 The Eleventh Circuit limited a Florida sheriff's office's responsibility to only $1 million in a lawsuit involving a 2018 high school mass shooting, saying its insurer must pay the excess damages to the victims and families who were impacted by the event, which left 17 people dead and several more injured.  Thu, 13 Nov 2025 18:00:23 +0000 /insurance-authority/specialty-lines/articles/2410709?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2410709 Colorado's governor is aiming to increase transparency in rate-making and improve public safety under his plan to combat rising auto insurance premium costs, but more action from policymakers may be required to spur significant change in the state's auto insurance industry, experts say. Thu, 13 Nov 2025 17:44:52 +0000 /insurance-authority/specialty-lines/articles/2410663?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2410663 The Eighth Circuit said it will rehear a Travelers unit's appeal of a $27 million fire damage award involving microscopic soot, the Delaware Supreme Court heard oral arguments over coverage for AMC's settlement of shareholder litigation with common stock and Geico lost its bid to dismiss a tax collection lawsuit. Here, Law360 takes a look at the past week's top insurance news. Wed, 12 Nov 2025 19:07:41 +0000 /insurance-authority/specialty-lines/articles/2410415?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2410415 The Eighth Circuit agreed Wednesday to revisit its previous split decision affirming a Missouri-based apartment complex owner's $27 million jury award against a Travelers unit in a fire coverage dispute. Wed, 12 Nov 2025 16:44:35 +0000 /insurance-authority/specialty-lines/articles/2410078?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2410078 A paint and drywall product manufacturer said an Allianz unit can't rely on a pollution exclusion to avoid a dispute over coverage for underlying asbestos claims, telling a Texas federal court that the insurer's interpretation of the exclusion is contrary to the policy language and unsupported by Texas law. Wed, 12 Nov 2025 14:36:52 +0000 /insurance-authority/specialty-lines/articles/2407954?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2407954 State supreme court cases from recent years have addressed whether positions taken by attorneys in an underlying lawsuit can be used against them in a subsequent legal malpractice action, providing a foundation to defeat ex-clients’ estoppel claims, says Christopher Blazejewski at Sherin and Lodgen. Tue, 11 Nov 2025 20:00:26 +0000 /insurance-authority/specialty-lines/articles/2406818?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2406818 The attorneys chosen as Law360's 2025 MVPs have distinguished themselves from their peers by securing significant achievements in high-stakes litigation, complex global matters and record-breaking deals. Mon, 10 Nov 2025 22:45:17 +0000 /insurance-authority/specialty-lines/articles/2409718?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2409718 A U.S. magistrate judge seemed skeptical of an insurer's bid to exclude a witness proffered as a policy expert on financial institution bonds, repeatedly asking Berkley Regional Insurance Co.'s counsel in a Monday hearing why the expert's experience — or lack thereof — should disqualify him. Mon, 10 Nov 2025 19:57:52 +0000 /insurance-authority/specialty-lines/articles/2409493?utm_source=rss&utm_medium=rss&utm_campaign=section /insurance-authority/specialty-lines/articles/2409493 Best Buy accused three AXA XL units of failing to properly cover its "multi-million-dollar" settlement of negligence claims over a fatal automobile collision involving an independent subcontractor, telling a Minnesota federal court its insurers have restricted coverage to an inapplicable auto policy with a $6 million deductible.